Often referred to as a second mortgage, a home equity loan generally allows you to borrow a fixed amount of money (typically up to 80 percent of your equity) at a fixed rate of interest. The total amount you borrow is advanced to you when you sign for the loan. You?ll repay the loan with equal monthly payments over a fixed term.? Should you decide to enter into a home equity loan, take into consideration that they are dependent on the home market value.
Source: http://dollarwiseblog.dallasnews.com/2012/10/home-equity-loans.html/
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